Disclosure
Disclosure
Thank you for your business. As your Independent Insurance Broker, we purchase insurance products and services on your behalf that are available, affordable and understandable.
Our role is to provide you with the best insurance value that combines coverage, service and price. We also provide personalized, quality service that includes professional insurance advice, ongoing policy maintenance and claims support. When any issue arises regarding your insurance coverage, we are your advocate, using our professional experience to best represent your individual interest.
Brokerage compensation is part of your insurance premium. For benefit, we have listed the Insurers we represent and have included the range of compensation each provides as a percentage of your overall premium.
This commission percentage is paid annually for both new business and renewals.
In order for us to maintain strong relationships with quality Insurers, we work with each to provide the type of business they desire. The Insurers with an asterisk noted recognize our efforts through a Contingent (Profit) Commission contract. Payment of this Contingent (Profit) Commission may depend on a combination of growth, profitability (loss ration), volume, retention and increased services that we provide on behalf of the Insurer. Contingent (Profit) Commission is not guaranteed. For detailed information on the Contingent Commission please go to the individual company's web site.
Your Insurer will be providing you with a Consumer Code of Rights and Responsibilities, which will be forwarded to you with your new business policy. If you have any questions regarding this or any other aspect of your insurance, please contact us.
PERSONAL LINE
AUTOMOBILE INSURERS
| Aviva* | 10%-12.5% |
| AXA Canada* | 10%-12.5% |
| Chieftan* | 12.5% |
| Dominion of Canada | 7.5%-12.5% |
| Echelon General | 12.5% |
| Facility (Nordic)** | 6%-10% |
| Farmers' Mutual* | 12.5% |
| ING* | 20% |
| Jevco | 15% |
| Kingsway General | 5%-12.5% |
| Optimum Frontier* | 12.5% |
| Pafco* | 10%-12.5% |
| Pembridge | 10%-12.5% |
| Aviva Pilot* | 7.5%-17.5% |
| West Wawanosh* | 10% |
| York Fire & Casualty | 10%-12.5% |
PROPERTY INSURERS
| Aviva Elite* | 20% |
| AXA Canada* | 20% |
| Chieftan* | 12.5% |
| Dominion of Canada* | 20% |
| Farmers' Mutual* | 15%-20% |
| ING* | 20% |
| Optimum Frontier* | 20% |
| Pembridge | 20% |
| Aviva Pilot* | 15%-24% |
| West Wawanosh* | 17%-20% |
| York Fire & Casualty | 20% |
COMMERCIAL LINE
AUTOMOBILE INSURERS
| Aviva* | 12.5% |
| AXA Canada* | 12.5% |
| Dominion of Canada | 12.5% |
| Facility (Nordic)** | 10% |
| Farmers' Mutual* | 12.5% |
| ING* | 12.5% |
| Kingsway General | 12.5% |
| Optimum Frontier* | 12.5% |
| Aviva Pilot* | 4%-17.5% |
| York Fire & Casualty | 10%-12.5% |
PROPERTY INSURERS
| Aviva Elite* | 20% |
| AXA Canada* | 20% |
| Dominion of Canada* | 20% |
| Farmers' Mutual* | 20% |
| ING* | 20% |
| Optimum Frontier* | 20% |
| West Wawanosh* | 20% |
| York Fire & Casualty | 20% |
** commission is capped at $250.00
Mission Statement
Our Commitment to
our Customers
To provide cost effective insurance solutions, while maintaining the highest standard of customer service. We strive to outperform our competition by offering products and services that exceed customer expectations.
Our Commitment to
our Employees
To provide and maintain a stimulating work environment that enables each employee to contribute to and participate in the company's success.